CUNA warns Congress of ‘dangerous moral hazard’ amid breach responses

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr “The idea that retailers have no responsibility for protecting consumer data presents a dangerous moral hazard,” Credit Union National Association President/CEO Bill Cheney said in a letter sent Monday to all members of the U.S. Congress.That danger, Cheney warned lawmakers, is reflected in the current effort by retail organizations to try to shift both the cost and liability during breaches away from the retailers involved and on to financial institutions, their customers and members, and taxpayers.The CUNA letter comes as many in Congress and across the country debate how best to respond to recent data breaches at Target and Neiman Marcus that have compromised the financial and personal information of tens of millions of Americans. Arts and crafts store Michaels has also launched its own investigation into a potential data breach at its stores, and the Federal Bureau of Investigation in recent weeks has warned retailers these breaches will become more common. (See Jan. 27 News Now: FBI warns hacking attacks are on the rise.)CUNA was the first trade group to communicate with members of Congress following the breach, seeking hearings on the issue, and House and Senate members in at least three committees are considering holding hearings on the topic, perhaps as early as next week. (See related story: Senate Banking to conduct Feb. 3 data security hearing.) continue reading »last_img read more

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Professional and legal case news – 04.04.08

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State Previews 2016 Soldotna Repaving Project

first_imgFacebookTwitterEmailPrintFriendly分享The State Department of Transportation is planning a resurfacing project through Soldotna on the Sterling Highway in 2016. The project will stretch from about a third of a mile south of the K-Beach Road intersection, to just past the Fred Meyer intersection. The project will also use a more costly asphalt in the hopes of avoiding rutting in the traffic lanes. Baski: “Whenever you’re pulling up to a signal, you expect that you aren’t sitting at a red light without traffic going the opposite direction, we call that detection and those loops help with those kinds of things. We mentioned advanced loop placement and that’s so when you pull up to an intersection at higher speeds you don’t potentially get put into that weird yellow light situation where you’re like, should I stop, should I go, so those things help with those kinds of things.” Sean Baski with DOT Highway Design said one of the main scopes of the project will be to replace traffic loops in the intersections involved. Baski: “And so the current plan is to use that hard aggregate. We’ve determined over a number of years that in certain areas it’s worth it to spend that extra little bit of money to get a much better benefit over time.” That project is slated to be bid on this fall and is estimated to cost around $5 million dollars, almost ninety percent of which is federally funded.last_img read more

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Wimbledon Open Day 3 Recap (Men’s Singles): Federer Beats Lacko To Secure Third Round…

first_imgDefending champion Roger Federer is on course for a ninth Wimbledon Open title after he defeated Lukas Lacko of Slovakia in straight sets in a second round clash on Wednesday evening.Federer saw off world number 73 Lacko 6-4 6-4 6-1 to make it 26 successive sets’ win at SW19.He will face Germany’s Jan-Lennard Struff, who beat Ivo Karlovic of Croatia in five sets, in round three.Struff won 6-7 (5-7), 3-6 7-6 (7-4) 7-6 (7-4) 13-11.Speaking after his victory, Federer, who is hoping to emulate Martina Navratilova by winning nine singles titles at SW19, said: “I played very well. I felt good out there and had less nerves than in the first round.”I am happy how I am hitting the ball, good concentration on my service games and I’m able to mix it up with some slices and coming over on returns.” He added.Speaking further with BBC, the world number two said: “You can control service games more than return games, but most important is to have fun as well.“Of course, you have to play the percentages, but if you do that too much it becomes boring – so I like to mix it up. That worked out well for me today.” He concluded.In the pick of the other games, 2016 finalist Milos Raonic of Canada is through to the third round after his 7-6 (7-4) 7-6 (7-4) 7-6 (7-4) win over Australia’s John Millman in their second round clash. Relatedlast_img read more

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Interpersonal violence remains unacceptably high

first_imgDear Editor,The recent spate of violence perpetrated on citizens in Guyana, in particular against women and children, compels the Guyana Association of Women Lawyers (GAWL) to once again unfortunately have to publicly voice its extreme concern.It seems to be no longer the exception but rather the norm to several times a week be apprised of violence being experienced and perpetrated on persons in most dramatic and heinous ways. Examples that may be identified are: the death of the teenager Leonard Archibald and the alleged surrounding circumstances; the tragic beating death of a school teacher; and alleged shooting-suicide by a young Policeman.Some members of our society appear to have become so intemperate towards each other as if intending to outdo each other to paint as terrible an image as possible and inflict maximum pain on the victim. The apparent increase in such a trend suggests that there may be an awakening or existence of a disturbing psyche that no longer values human life nor cares to have one’s behaviour checked by the fear and likelihood of being caught and prosecuted.While the GAWL recognises the efforts of the authorities to curb crime, interpersonal violence remains unacceptably high and its symptoms must be addressed. We urge our fellow Guyanese citizens to be more vigilant and caring about the other person. Be aware of issues which may be affecting children as it is incumbent on the adults to protect them.In keeping with our motto of “Women Supporting Justice and Equality”, GAWL stands ready to provide support to any initiatives which would help to address this disturbing trend, whether governmental in nature, or otherwise. The GAWL is eager to assist in being part of the solution and will continue its programmes in educating the public throughout the country as it has been doing for the past 30 years.It is important that there be decisive action. We all have to see what part can play to reduce this disturbing trend which is taking hold of our society.Sincerely,Guyana Association of Women Lawyerslast_img read more

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Chelsea’s Hazard reveals Mourinho apology

first_img0Shares0000Eden Hazard sent a text message to Jose Mourinho after his sacking to apologise for his poor form, the Chelsea winger reveals in a newspaperLONDON, February 6 – Eden Hazard sent a text message to Jose Mourinho after his sacking to apologise for his poor form, the Chelsea winger revealed in a British newspaper interview published on Saturday.“I sent him the message to say I was sorry he had gone and … well … just that I was sorry,” Hazard told The Guardian. “We’d enjoyed all that success together last season, but this time round we hadn’t.” Hazard, 25, swept the board in last season’s player of the year awards after Chelsea won a Premier League and League Cup double.But his form has nose-dived this season, mirroring the fortunes of the team, whose record of nine defeats in their opening 16 league game saw Mourinho sacked as manager in December.“I felt a little bit guilty because I’d been player of the year,” added Hazard, who is yet to score in the league this season.“I’d been one of the most decisive players, and this year I’d performed less well. I hadn’t been at the same level. So I sent that text to Jose and he came back to me, wishing me all the best for the future.“For a team of champions to go through what we have this year, even I can’t explain. Things have been better recently, but we’re still not winning games quite as we used to.“No one can put his finger on what’s happened at Chelsea.”Chelsea, with interim manager Guus Hiddink now at the helm, host Manchester United in the league on Sunday.0Shares0000(Visited 1 times, 1 visits today)last_img read more

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Effort Under Way to Increase Diversity in Home Ownership

first_imgWhite residents of North Carolina are more than 50 percent more likely to own a home than people of color. That’s according to the Corporation for Enterprise Development.Several groups have teamed up to try to reverse that trend – including the NAACP, the National Urban League, and the National Association of Real Estate Brokers. Ron Cooper, president of the National Association of Real Estate Brokers, said the Fair Housing Act of 1968 enabled more people to be able to purchase real estate. And in the decades since then, home ownership for people of color has increased to 46 percent.“It has declined now to 41 percent, which is very dangerous,” Cooper said. “So we’re on the campaign as an advocacy organization, raising the alarm to how important it is in building communities and building wealth.”In North Carolina 72 percent of whites own their own homes compared with 45 percent for people of color.This year, Wells Fargo committed to working to reverse the downward trend in home ownership. The group’s executive vice president and head of housing policy and home ownership Brad Blackwell said he blames the decline on a number of factors, including stagnant wages in the middle class, a decline in access to credit and a lack of generational wealth.“It will cause people to invest in not only their home, and take pride in that home, but take pride in their community,” Blackwell said of home ownership. “It makes for better schools. It makes for better economics for the larger community. It is a really good thing.”Cooper said people of color have a much harder time getting a loan. He said the reason the National Association of Real Estate Brokers was originally formed was because African American soldiers weren’t being given equal opportunities for Veterans Association loans when they returned from World War II.“Historically, there has been an issue in terms of race and in terms of mortgage access,” Cooper said. “And we’re still, at this point, discussing where’s that level of parity at?”Cooper said renting puts families further behind. And he adds that about 60 percent of renters spend close to a third of their income on rent.last_img read more

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Analytics – Where Big Data Is Taking LP and the Retail Enterprise

first_imgBy nature a conservative, risk-averse beast, the loss prevention industry is well suited to the task of playing steward to this enormously valuable, enormously risky set of big data. And when used properly, loss prevention is also well suited to the role of leader when it comes to guiding other retail segments toward best practices and responsible use.Analytics is the side of big data that doesn’t have to worry as much about risks. Analytics plays with the data, extracting the patterns and putting them to useful ends. But guarding the data – cyber security – is outside the scope of analytics. Nevertheless, it’s important to keep in mind during any discussion of analytics that all of the data comes from somewhere and could have wide-ranging, possibly calamitous effects if not well protected.LPM Contributing Writer Chris Trlica takes an in-depth look at the current state of analytics in the retail enterprise that is affecting every part of the organization from operations to marketing to e-commerce as well as loss prevention. His research and interviews with Johnny Custer, LPC, CFI, director of analytics at Sears, and Tom Meehan, CFI, Bloomingdale’s corporate manager of data, systems, and central investigations, provides readers with an interesting look at the implications of data analytics technology.- Sponsor – You can read the entire feature article in the March-April issue online as well as in a PDF version via the Print Archive. Stay UpdatedGet critical information for loss prevention professionals, security and retail management delivered right to your inbox.  Sign up nowlast_img read more

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Seven Tips for Effective Networking

first_imgAs many of you know, the State Policy Network Annual Meeting is just around the corner. Those who have attended understand that it’s one of the best free-market networking events of the year. As such, I thought it would be appropriate to dedicate this month’s Talent Tip to networking.If you’re like many people, your palms are already sweating as you think about how to mingle with senior leaders, board members, VIPS, and other movers and shakers.Fear not! Here are seven tips that will make networking a breeze.1. Be proactive. As you can imagine, VIPs, executives, and influencers are incredibly busy at SPNAM. So, if you want to connect with someone, you will need to make the first move. That means proactively approaching the person and introducing yourself. Sound awkward? It won’t be if you’re prepared. See tip #2!2. Be prepared. If there is someone you want to connect with at the meeting, do your homework in advance. Read the person’s bio and LinkedIn profile to get a good understanding of his/her background and interests. Not only will this provide needed context for a productive conversation, but it will also generate plenty of fodder for an ice-breaker.For instance, if you wanted to connect with me, your research would tell you that I went to Notre Dame. So, you could introduce yourself and then shout out a gratuitous “GO IRISH!” That would instantly make us best friends and the rest would be easy. For less adventurous types, a simple comment about the person’s work will suffice. “Hello, Claire. I admire Talent Market’s work and just wanted to introduce myself.” It’s just that easy!3. Be respectful of his/her time. Because senior leaders and other professionals have such overbooked dance cards, you’ll want to be respectful of their time. The key item is making the connection: introduce yourself, have a brief conversation, and set the stage for future communication. You don’t need to have an hour-long dialog there if you can just as easily arrange a phone call later. And whatever you do, don’t attempt to corner someone in a networking function and hold the person against his will. If you notice the person’s eyes darting around looking for an escape route, you’ve talked too much and need to set him free!4. Be appreciative and keep in touch. Even if you spend only five minutes talking to someone or asking advice, be sure to thank the person. Tell him/her it was great to connect and that you’d like to stay in touch. Offer your business card and ask for one in return. Don’t forget to follow-up via email after the meeting and keep in touch.5. If it’s just about you, you’re not networking. “But enough about me, let’s talk about me.” Are you that guy? If so, you’re not networking. In fact, you’re doing the opposite of networking. Effective networking is a two-way street. A strong networker is eager to learn about new people and genuinely wants to help others.6. Change the way you think about networking. My friend Pagona Stratoudakis makes this point beautifully: “The real aha moment I’ve had about networking is the term is almost the antithesis of what it should really be. It’s not working and it’s not just about building a web or applying a program. It’s about meeting people, caring enough to listen to them, being considerate enough to think of them, and helping them progress even if they don’t ask — and not expecting anything in return and being gracious and grateful if something comes your way. Its just being a good person and making friends.”7. Have fun! SPNAM is one of the best networking event of the year — but your networking doesn’t have to feel like work! That means your conversations don’t have to revolve around the intricacies of tax policy or the long-term consequences of Janus. They can be fun! One of my most memorable networking conversations at SPNAM was with a gal who told me about her family’s rescue dogs. She had learned I had a rescue dog and she used that information as our conversation-starter. Because our interaction was personal, it stuck with me. As a result, I’ll always remember Dana…not to mention Winky and Abby (the dogs!).Hopefully this advice helps prep you for this year’s SPNAM! See you in Salt Lake City!This post first appeared on talentmarket.org.last_img read more

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Google Plus Now Lets You Control Who Can Notify You

first_imgA Web Developer’s New Best Friend is the AI Wai… jon mitchell Top Reasons to Go With Managed WordPress Hosting Users will still receive all notifications when someone comments on their posts or adds them to a circle. By default, ‘Who can notify you’ is set to extended circles. The options are: specific individuals or circles, all circles, extended circles or anyone.This is a small update, but with traffic skyrocketing on Google Plus after opening to everyone, noise control options are a welcome addition. Earlier this week, Google Plus turned on new options to lock posts before sharing in response to user feedback.Do you get a lot of notifications on Google Plus? Will this update help you manage them? Tags:#Google#web 8 Best WordPress Hosting Solutions on the Market Google Plus is currently rolling out a feature to let users control who sends them notifications. There will be a new option in settings called ‘Who can notify you.’“We’ll be rolling this out slowly,” says Google engineer Kathleen Ko, “so if it’s not available for you yet check back soon.” In this public post Ko outlines the notifications that users can now control: Related Posts Why Tech Companies Need Simpler Terms of Servic… Share with you individuallySelect ‘Notify about this post’ (when sharing to a circle you’re in)+Mention your nameInvite you to a hangoutInvite you to play or send you messages from a game This setting controls who you’ll get notifications from, if they:last_img read more

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