Mortgage Rates Continue Upward March

first_imgMortgage Rates Continue Upward March Share in Data, Origination Agents & Brokers Attorneys & Title Companies Bankrate Federal Reserve Freddie Mac Investors Lenders & Servicers Mortgage Rates Service Providers 2013-06-06 Tory Barringercenter_img Fixed mortgage rates climbed for the fifth straight week to start June, according to reports from “”Freddie Mac””:http://www.freddiemac.com/ and “”Bankrate.com””:http://www.bankrate.com/.[IMAGE]According to Freddie Mac’s Primary Mortgage Market Survey, the 30-year fixed-rate mortgage (FRM) averaged 3.91 percent (0.7 point) for the week ending June 6, up 10 basis points over last week. Last year at this time, the 30-year FRM averaged 3.67 percent.The 15-year FRM averaged 3.03 percent (0.7 point), rising from 2.98 percent previously and climbing above the 3.00 percent mark for the first time since the week of May 24, 2012.Adjustable rates also rose. The 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 2.74 percent (0.5 point), up from 2.66 percent. The 1-year ARM averaged 2.58 percent (0.4 point), up from 2.54 percent previously.””Continuing market concerns that the Federal Reserve may slow its bond purchases amid a strengthening economy added upward pressure on mortgage rates this week,”” explained Frank Nothaft, chief economist and VP for Freddie Mac.Meanwhile, Bankrate’s weekly national survey had the 30-year fixed rising to 4.1 percent, its highest level since April 2012. The 15-year fixed increased to 3.28 percent, while the 5/1 ARM rose 12 basis points to 2.93 percent.””Mortgage rates have increased sharply and suddenly on concerns that the Federal Reserve will begin withdrawing the $85 billion of monthly bond-buying stimulus,”” Bankrate said. “”But we’re still in a slow growth economy, with high unemployment, and an active Fed, and any disappointing economic news will almost certainly bring mortgage rates lower.”” June 6, 2013 414 Views last_img read more

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Remote PHY Cable standards organisation Cablelabs

first_imgRemote PHYCable standards organisation Cablelabs is to release new specifications for distributed DOCSIS implementations over the summer, according to Karthik Sundaresan, principal architect.In a blog posting, Sundaresan said that Cablelabs plans to release technical reports and specifications for different distributed CCAP architectures including Remote PHY and Remote MAC-PHY over the coming weeks.Cablelabs has already published specs for Remote PHY – he layer of a system that handles the physical transmission of data – as MHAv2, an evolution of the older M-CMTS specification. This allows for an integrated CCAP to be separated into two components: the CCAP Core and the Remote PHY Device (RPD) and describes the interfaces between them. Sundaresan said that a technical report of Remote MAC-PHY, which combines the PHY with the media access controller that handles the generation of data in a single device that sits at the edge of the network.last_img read more

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Olivier Laouchez Youthfocused international media

first_imgOlivier LaouchezYouth-focused international media group Trace TV is set to launch its long-awaited SVOD offering Trace Play by the end of this year, according to CEO Olivier Laouchez.Laouchez told Digital TV Europe at MIPCOM that Trace Play would be available in English and French in 100 countries. Trace has acquired additional content rights through its purchase of African SVOD provider Buni TV, which is now fully integrated into the group, according to Laouchez.Trace Play will be UK-based and Ofcom-regulated. The platform will include Trace’s total offering, encompassing its suite of linear channels as well as VOD. “We are targeting everyone interested in urban culture,” said Laouchez.Trace is also planning to expand its original content line-up by commissioning new series. Four series are currently in production, including three in the US, one in the UK and one in France. Laouchez said that the group is making a significant investment in content and is also discussing two additional series, one in the Caribbean and one in Africa.Laouchez said that Trace Play would be available in the US as well as Europe and Africa.Laouchez said that launching a VOD offering in Africa was complex, because of bandwidth and connectivity issues. He said that Trace would work through these areas and added that the early phase of the launch was likely to involve a learning process, with work still being done on billing mechanisms. “We are taking it step by step. We are going to learn,” he said.Laouchez said he expected further consolidation of VOD platforms in Africa and said he expected Trace to be a consolidator in the region. He said he would like to see the service acquire “a few hundred thousand” subscribers in the first few years following the launch.Trace’s VOD plans will be discussed in more detail in Digital TV Europe’s forthcoming Middle East and Africa special issue.last_img read more

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Hulu is set to move into eSports for the first tim

Hulu is set to move into eSports for the first time after agreeing a deal with ESL bring new gaming-themed series to the streaming platform.ESL will develop and produce four new eSports series that will premiere on Hulu later this autumn – Player v. Player, Bootcamp, Defining Moments and ESL Replay.These will look at various aspects of eSports, including training and preparation, news and industry trends, and coverage of ESL’s tournaments.“eSports is one of the fastest growing areas of media and entertainment, and, through this first-of-its-kind deal with ESL, we can now bring the popular world of eSports to Hulu,” said Lisa Holme, vice president of content acquisition, Hulu.“We know our viewers, especially those watching Hulu on consoles, are hungry for this type of content – so we’re excited to offer it on Hulu for the first time.”Of the new series, Player v. Player is a “gamified debate show” in which panellists discuss eSports topics, while Bootcamp is a weekly docu-series following a top Counter-Strike: Global Offensive team called The Immortals.Defining Moments explores “the most impactful moments” in eSports history, and finally ESL Replay is a highlights show covering the biggest multi-day eSports tournaments globally.“The partnership with Hulu marks ESL’s first original series on an on-demand streaming service, and will showcase the diverse nature of eSports through high quality storytelling,” said Nik Adams, senior vice president of global media rights and distribution, ESL.“eSports appeals to a younger, more digitally savvy audience so Hulu is a perfect platform to build out our original content and expose the world of eSports to new audiences.”ESL is one of the world’s biggest eSports brands and runs leagues like ESL Pro League and events such as ESL One and Intel Extreme Masters. MTG took a 74% stake in ESL’s parent company Turtle Entertainment in 2015.For more about eSports and the TV industry, see DTVE’s recent feature ‘TV plays the millennial game’. read more

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first_imgShareTweet The poster for Pulse nightclub which parents found offensiveMANAGEMENT at a Donegal Nightclub have done a u-turn after a controversial promotion caused uproar with parents.The ‘Shag A Ginger’ night planned for tonight at Pulse Nightclub in Letterkenny hit the headlines because of objections from local parents.Even local priest, Fr Lorcan O Searcaigh labelled the event as a “disgrace”. NIGHTCLUB MANAGEMENT DO A U-TURN OVER CONTROVERSIAL ‘S*** A GINGER NIGHT’PULSE NIGHTCLUB The nightclub claimed That the event was only a bit of fun.They had planned to give out condoms and to even have a hairdresser at the club to help people dye their hair.However, the club has now rowed back on their ambitious plans and apologised for any offence caused.Pulse management have now confirmed the original event has been changed to ‘Kiss Me, I’m Ginger’. In a statement they said: “Given recent controversy surrounding a promotional poster advertising the event, the management have removed it and wish to make it clear it was not their intention to cause insult or offence to anyone.“The promotion of such events on student nights are commonplace throughout the county and have occurred in the past without knowingly causing offence.”The local Student Union at Letterkenny Institute say the event has nothing to do with them.NIGHTCLUB MANAGEMENT DO A U-TURN OVER CONTROVERSIAL ‘S*** A GINGER NIGHT’ was last modified: October 7th, 2015 by John2John2 Tags:last_img read more

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first_imgShareTweet Sinn Fein Foyle MLA Karen MullanSINN Féin MLA Karen Mullan has urged Derry parents who require school transport for their children to ensure they apply ahead of the new term. The Party’s Education Spokesperson said: “The online application process for school transport is now available for new applicants on the Education Authority’s website. “I would urge all parents who wish for their children to avail of school transport in the coming school year to make the application on https://www.eani.org.uk/financial-help/home-to-school-transport as soon as possible,” added the Foyle MLA.Mullan encourages school transport applications was last modified: July 3rd, 2019 by John2John2 Tags: “The online option is available to children who are entering primary school and those transferring from primary to post primary school. “Children moving to Year 13 must make a new application following confirmation of acceptance into Year 13. Alternatively, parents can contact their local Transport Office. “Children currently receiving transport assistance and who are staying at the same Primary School or Post Primary School years 8-11 do not need to reapply, unless there is a change in circumstances. “Translink sessional passes will be available for collection at schools at the beginning of term. DerryEDUCATION AUTHORITYFOYLE MLAKAREN MULLANMullan encourages school transport applicationsSinn FeinTranslinklast_img read more

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App delivery boom shakes up China food sector

Business is good. “8Peppers” now has 10 branches and Guo is a partner in a separate kitchen-only project with eight outlets and hundreds more planned nationally.Passionate about food, Chinese are also eager adopters of e-commerce, a potent combination for delivery start-ups.More than 200 billion yuan ($32 billion) worth of meals were delivered in 2017, equalling Bolivia’s gross domestic product, a figure expected to grow another 20 percent this year, consultancy iiMedia Research said.Users of meal-ordering platforms tripled in two years to 343 million in 2017, the China Internet Network Information Center said, the vast majority using mobile apps. The delivery cost of a few yuan is no deterrent as Chinese incomes rise Su Xiaosu struggled after migrating several years ago from rural Jiangsu province to Shanghai, where she married. But in 2016, she joined fast-growing platform Hui Jia Chi Fan (“Go home to eat”), which plugs home kitchens into delivery networks and is now in six cities. Su, 34, now grosses up to 3,000 yuan ($475) per day, an eye-popping take for most Chinese, by frying up Jiangsu specialties in her tiny home kitchen and handing them to blue-clad Ele.me deliverymen in her apartment stairwell. She can now afford a foreign tutor for her young daughter and has plans to buy an apartment, once only a dream.”My biggest concern is upsetting my neighbours. There are crowds of deliverymen during peak hours and some elderly neighbours sleep early,” Su said. Users of meal-ordering platforms in China have tripled in two years to 343 million The industry is another proxy battle between e-commerce heavyweight Alibaba and gaming and social media rival Tencent in their struggle for tech dominance in everything from online games to content and mobile payments.Alibaba is an Ele.me backer while Tencent is heavily invested in Meituan. Delivery platforms have raised billions in venture capital and are said to be burning cash via discounts to grab market share, with growth rates expected to slow.But the industry impact will deepen, say analysts.”It will change restaurant design. Kitchen space only used to be one-fourth of a restaurant. But restaurants are now becoming something like processing centres for delivery,” said Wang Yuke of real estate consultancy RET. Su Xiaosu fries up Jiangsu specialties in her tiny home kitchen More than 200 billion yuan ($32 billion) worth of meals was delivered in 2017 Kale to go: Amazon to roll out delivery at Whole Foods He doesn’t need them—stationed outside each outlet are packs of food deliverymen on motorbikes waiting to whisk dishes from Guo’s steaming kitchens to homes, office buildings and factories across the city of 24 million.China’s app-based meal-delivery boom of the past two years has introduced several now-familiar phenomena: families and office workers huddling around mobile phones to place orders, delivery scooters scattering pedestrians on crowded sidewalks, and mountains of empty plastic meal containers.But it’s also fuelling wider change by shrinking restaurants and reducing how often families cook at home while allowing millions to fry up meals in their own home kitchens and ship them to hungry buyers.”In a rapidly developing city like Shanghai, time is money. So people don’t want to spend it cooking for themselves anymore,” said Guo, 29, adding that many younger people like him are no longer learning how to cook.”8Peppers” focuses purely on delivery through leading platforms like Ele.me and Meituan, avoiding the expense of paying waiters and maintaining a dining space. ‘Convenience and efficiency’The delivery cost of a few yuan is no deterrent as Chinese incomes rise, said Zhang Xuhao, Ele.me’s founder and CEO.”Price is not so important anymore. Convenience and efficiency get the most attention, especially among Chinese born in the 90s or 2000s,” Zhang told AFP. Citation: App delivery boom shakes up China food sector (2018, February 14) retrieved 18 July 2019 from https://phys.org/news/2018-02-app-delivery-boom-china-food.html Charts on the food-delivery boom in China “8Peppers” focuses purely on delivery through leading platforms like Ele.me and Meituan Ele.me is now working on user-data systems that can help restaurateurs determine where to open for maximum sales, and testing delivery drones.With its massive and growing cities, “China’s potential is extremely large”, Zhang said. Guo Bonan has opened several new branches of his “8Peppers” spicy Sichuan-style restaurants across Shanghai since last year, and not one has a dining room. supermarket sales are ‘depressed’ as meal deliveries reduce grocery demand Explore further “People just aren’t cooking at home anymore.”Even perennially strong sales of instant noodles dropped three straight years from 2013 to 2016 as food delivery took off, according to state media.Supermarkets have rushed to offer delivery, and Alibaba in 2015 launched a new grocery chain with online ordering and delivery.Alibaba and others also have launched initiatives to connect suddenly vulnerable mom-and-pop stores to delivery networks.”That’s the future. Some of these new apps will help mom-and-pop stores survive,” said Lannes. © 2018 AFP Food fightNot everyone is happy.Besides delivery waste that has taxed municipal authorities, tens of thousands of accidents were blamed on notoriously risk-taking deliverymen in 2017, including scores of deaths, prompting new government safety guidelines.And supermarket sales are “depressed” as meal deliveries reduce grocery demand, said Bruno Lannes, a partner with consultancy Bain & Company.”It’s now so easy to get food delivered at home, in the office or anywhere within 30 minutes, and in a variety that you can’t get at home,” Lannes said. This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. read more

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Samsung like Apple feels sting of slowing global growth

first_img © 2019 The Associated Press. All rights reserved. Citation: Samsung, like Apple, feels sting of slowing global growth (2019, January 8) retrieved 17 July 2019 from https://phys.org/news/2019-01-samsung-apple-global-growth.html The announcement from the South Korean computer chip and smartphone giant comes less than a week after a weak outlook from Apple Inc. jolted markets.Samsung said there’s weak global demand for chips amid a worldwide economic slowdown, while its smartphones are facing stronger competition. The weakening trend follows many record-breaking profit quarters from Samsung. In October, the company said there was strong demand for its memory chips, although it had previously noted the slowdown for smartphones. It has been revamping its lower-cost phones lineup.In a rare move for Apple, meanwhile, last week the company walked back its sales expectations for the last quarter of 2018, citing flagging sales in China .China is a huge smartphone market, accounting for one-third of the world’s handset shipments, but its economy has been slowing and many people are leery of the rising trade tensions with the U.S. They have also begun to buy smartphones from Chinese manufacturers such as Huawei and Xiaomi. Many models are cheaper than those made by Apple and Samsung.Tech companies are not alone in feeling the slowdown in China. Companies ranging from Tiffany & Co. to Ford Motor Co. have also warned of sales declines.Samsung is dealing with broader industry trends like many people already having a smartphone and broader economic uncertainty, but it also has to get a handle on changing trends within tech, said Gartner analyst Werner Goertz. He said focus is shifting to software, artificial intelligence and companies that are “platforms”—you sign up for Amazon and you spend a lot of time there and buy a lot of stuff there. He says Samsung’s presentation at the CES tech conference in Las Vegas suggests that its approach remains focused on devices rather than an “ecosystem.”Samsung said late Monday that it anticipates a quarterly operating profit of about 10.8 trillion won ($9.6 billion). It expects fourth-quarter sales to drop almost 11 percent from a year ago, to 59 trillion won ($52.4 billion). Samsung expects its quarterly operating profit to fall 29 percent compared with last year, adding to the tech sector’s unease about the effect of slowing global economic growth on the industry. Explore furthercenter_img Samsung Electronics flags near-30% slump in Q4 operating profit This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. In this July 31, 2018 file photo, employees walk past logos of the Samsung Electronics Co. at its office in Seoul, South Korea, Samsung is giving a weak fourth-quarter operating profit forecast, as the smartphone and memory chip maker contends with increased competition and softer chip demand. The announcement, Monday, Jan. 7, 2019, follows Apple’s disclosure that its revenue for the last quarter of 2018 will fall well below projections, a decrease the company traced mainly to China. Apple is one of Samsung’s chip customers. (AP Photo/Ahn Young-joon, File)last_img read more

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Win 4 Weekend Tickets to the BlueDot Festival 2019 in the UK

first_imgDo you love music? Do you love science? Would you like to go to a festival where both are rolled up into a weekend of family fun? Well look no further, as we’re giving away four tickets (two adults plus two teens (11 to 15 years old) for a weekend of camping and festival-going at BlueDot festival, located at Jodrell Bank Observatory, Cheshire, United Kingdom. Kicking off on Thursday, July 18, this event will last through Sunday (July 21) and will be jam-packed with science, art and music in the most creative and immersive fashion. Not only will there be talks from the brightest scientists from around the globe, but there will be a selection of world-famous art on display. The main stage will sit in the foreground of the observatory’s Lovell Telescope, which has been at the forefront of scientific discovery for over half a century. Thursday will begin the long weekend of musical acts, including an opening convert from The Hallé. The kick-off will see music acts such as Hot Chip, Jon Hopkins, Kate Tempest and Ibibio Sound Machine, among many more. Saturday will welcome Kraftwerk 3-D, Jarvis Cocker, 808 State, Sons of Kemet and more. Finally, Sunday will finish with multiple award-winning New Order, John Grant, Gruff Rhys, Anna Calvi, Gogo Penguin and others.Headbutting Tiny Worms Are Really, Really LoudThis rapid strike produces a loud ‘pop’ comparable to those made by snapping shrimps, one of the most intense biological sounds measured at sea.Your Recommended PlaylistVolume 0%Press shift question mark to access a list of keyboard shortcutsKeyboard Shortcutsplay/pauseincrease volumedecrease volumeseek forwardsseek backwardstoggle captionstoggle fullscreenmute/unmuteseek to %SPACE↑↓→←cfm0-9接下来播放Why Is It ‘Snowing’ Salt in the Dead Sea?01:53 facebook twitter 发邮件 reddit 链接https://www.livescience.com/65823-win-tickets-bluedot-festival.html?jwsource=cl已复制直播00:0000:3500:35  But it’s not just the music that people travel from around the world to see, and this includes the brilliant scientists and engineers providing brilliantly informative talks about the latest in STEM subjects. Such names include Britain’s first astronaut Helen Sherman, famous science historian James Burke, French-Irish science and history presenter Liz Bonnin and other exciting names in the world of science, including Jim Al-Khalili, Dallas Campbell and the director of Jodrell Bank, Tim O’Brien. In between the music and the science, there are opportunities to visit some exciting stalls with a variety of interesting cuisines; there are comedy shows, stargazing, microbrewery, mixology, family events, a deep-space disco and so much more. *Please note that the ticket isn’t valid until 9 a.m. on July 19. To be in for the chance of winning tickets to an unforgettable weekend of science and music, all you need to do is enter here before the July 10.by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeVikings: Free Online GamePlay this for 1 min and see why everyone is addicted!Vikings: Free Online GameUndoTruthFinder People Search SubscriptionOne Thing All Liars Have in Common, Brace YourselfTruthFinder People Search SubscriptionUndoKelley Blue Book2019 Lexus Vehicles Worth Buying for Their Resale ValueKelley Blue BookUndoGundry MD Total Restore SupplementU.S. Cardiologist: It’s Like a Pressure Wash for Your InsidesGundry MD Total Restore SupplementUndoLivestlyThe List Of Dog Breeds To Avoid At All CostsLivestlyUndoNucificTop Dr. Reveals The 1 Nutrient Your Gut Must HaveNucificUndolast_img read more

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Kashmir parties for simultaneous assembly LS polls

first_imgSHARE Published on COMMENT March 04, 2019 Jammu and Kashmir Chief Election Commissioner Sunil Arora (file photo)center_img COMMENTS The political parties of Kashmir on Monday impressed upon the Election Commission of India (ECI) to hold the assembly polls in Jammu and Kashmir simultaneously with the upcoming Lok Sabha elections. The ECI on Monday began a two-day visit to the state to assess the feasibility of holding the Lok Sabha and the assembly polls simultaneously. Delegations of National Conference, Peoples’ Democratic Party, Pradesh Congress Committee and other smaller parties met the ECI team headed by Chief Election Commissioner Sunil Arora to put forth their views about holding of assembly elections in the state.Hold elections ‘as soon as possible’The officials said the team will leave for Jammu later in the day and hold similar interactions there tomorrow. “We impressed upon the Election Commission that there is no reason why Assembly elections cannot be held simultaneously with the Lok Sabha elections. Not holding assembly polls will send wrong signals to people within and outside the state,” NC leader Nasir Aslam Wani, who was part of his party’s delegation, told PTI after the meeting. Wani said the NC delegation informed the commission that restoration of an elected government in the state was urgently needed as the Governor’s administration was taking decisions on matters with widespread implications. PDP delegation leader Abdul Rehman Veeri said his party also wanted an early election to the state assembly so that a people’s government is put in place. Asked if PDP delegation had sought assembly polls be held alongside Lok Sabha elections, Veeri was non-committal. “The elections should be held as soon as possible,” he said.‘Bureaucrats’ government’Congress leader Taj Mohiuddin said his party delegation highlighted the fact that holding assembly elections together with Lok Sabha elections can lead to higher voter turnout as was witnessed in 2008 assembly polls. “We told the Election Commission how in 2008 assembly elections a high voter turnout was witnessed when people doubted about holding the polls. Our stand was that the Commission has all the data about security deployment in 2008 and it should be easy for them to assess the requirements for this year’s election as well,” he said. Mohiudding said while the Governor’s administration might be doing its job well, President’s Rule cannot be an alternative to an elected government in terms of redressal of problems faced by the people. “The MLAs are the link between the government and the people and no one can replace this link. The government under President’s Rule is bureaucrats’ government. They are not accessible to common people,” he said. CPI(M) delegation led by M Y Tarigami told the Commission that the democratic process in Jammu and Kashmir should be resumed at the earliest and advocated holding Lok sabha and state assembly polls together in the state. “Jammu and Kashmir state is without an elected government for the past nine months and in the absence of an elected government, uncertainty in the state is deepening day-by-day and dissatisfaction among large section of people is increasing,” Tarigami said.“Only effective response to this situation is to initiate democratic process and hold elections to Assembly and Lok Sabha simultaneously. Any delay to do so will hamper the process of improvement in the situation,” he added.Assessing ground realities The ECI team, headed by Chief Election Commissioner Sunil Arora, began interactions with political parties soon after their arrival in the summer capital, officials said. They said the team will meet with officials of the state government, including the Deputy Commissioners and the district police chiefs, to get a briefing on the security situation in the state.The state is currently under President’s Rule since December 19, 2018 which was necessitated at the end of the six month period under Governor’s Rule imposed on 19 June 2018. The PDP-BJP government in the state fell on June 19 after the national party pulled out of the coalition. SHARE SHARE EMAIL electionslast_img read more

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